Home insurance protects your property’s structure and contentsagainst loss, theft or damage caused by flooding, fire, storms, subsidence and escaped water. This means you’ll be able to claim repair or replacement costs for most of the following, depending on your policy.
- Furniture, such as sofas, chairs, tables, beds and wardrobes
- Gadgets, such as mobile phones, tablets, cameras and games consoles
- Refrigerated or frozen food that spoils if your fridge or freezer stops working
- Homeware, including kettles toasters, microwaves, pots and pans
- Vinyl records, CDs, DVDs, games and books
- Garden contents, like tools, plants, fencing, sheds, pipes, cables and drains
- Broken windows, doors or locks as a result of theft or vandalism
- The cost of rebuilding your home