THE ECONOMY; Mortgage Fallout Felt By GOP; The White House's Move To Deal With The Growing Foreclosure Rate Comes Amid Concerns About The '08 Elections.

The Bush administration's newly aggressive effort to help people facing foreclosure and shore up the troubled mortgage industry was sparked by growing concerns of an election-year recession, and the political damage that would cause, analysts said Tuesday.

Denying Consumers Access To Payday Loans Leads To Costlier Credit Options And Greater Financial Burdens

WASHINGTON, Dec. 4 /U.S. Newswire/ -- Households without access to payday loans are forced to use costlier credit products and suffer greater financial difficulties, according to new research prepared by staff of the Federal Reserve Bank of New York.

CEOs' View Of Economy Improves; A Survey Shows They Expect A Controlled Slowdown In Growth.

U.S. chief executives' view of the economy improved in the fourth quarter, although they have become far more concerned about energy prices than they were a year earlier, according to a survey by the Business Roundtable released Tuesday.

Are We Selling China The Rope?

National Security: China continues to develop its cyberwarfare capabilities and hacks into the computer systems of foreign governments and corporations. So why are we considering a deal to show them how?

Non-Profits Without Honor; Senator Grassley Tackles The Trillion-dollar Tax-exempt Sector.

Jesus, they preach, not only wants you to love the poor--Jesus wants you to get rich, or at least to live debt free! "They" are the Christian televangelists atop the multimillion-dollar media ministries being scrutinized by Senator Charles Grassley.

Merry Christmas - amyGreeting

Merry Christmas ...that's my greeting at this time of the year. I use this greeting because I am wishing my family, friends, colleagues, acquaintances and even an occasional stranger on the street all the joys of this important observance.

Foreclosure-proof Homes?; Mortgages Are Such A Maze That No One May Be Entitled To Take Back Property.

Who owns your home? That seems like a pretty straightforward question. But the answer might not be as clear-cut as you think.

Small Businesses Take Big Steps Into Green Practices; 'We Want To Leave A Legacy'

As environmental practices sweep much of the corporate world, U.S. small businesses also are jumping in.

Loan Extension Also A Teaser?; Plan To Freeze Lower, Introductory Interest Rate May Help Some In Mortgage Crisis; Critics Say It's A Temporary Fix

After buying her childhood home from her mother's estate, Kari Sessa and husband, Keith, were in danger of losing the Huntington Station house until the lender agreed to a two-year extension of the 6.1 percent teaser interest rate on their loan.

Venezuelan Voters Reject Bid By Chavez To Extend Powers

Voters on Sunday defeated a package of constitutional reforms that could have indefinitely extended President Hugo Chavez's grip on power here. It was a shocking electoral loss for the strongman, his first in nine years at the helm.

Central Bankers Disagree On Rates; Unusual Amount Of Dissent At Fed As Meeting Nears

WASHINGTON -- Federal Reserve policymakers usually sing from the same songbook, but these days, they are out of tune.

Pandemic Threat Still Getting ITs Attention; Public Interest In The Avian Flu Has Diminished. But Some IT Managers Are Continuing To Prepare For An Outbreak. By Patrick Thibodeau

The avian flu is following a plot line that could have come out of a Stephen King novel. It's a menacing presence but remains mysterious, striking in out-of-the-way places while threatening havoc via a global pandemic.

Immigrants' Children Grow Fluent In English, Study Says; Latinos See The Language As The Key To Success, Pew Research Shows.

Manuel Pereda, 57, spent years studying English during the day and working as a dishwasher at night.

Data Increase Fears Of A Recession; Home Sales Are Weaker Than Expected, And Jobless Claims Jump.

Softer-than-expected new-home sales and a surge in new claims for jobless benefits reported Thursday heightened fears of a steep U.S. economic slide and overshadowed a strong third-quarter performance.

MORTGAGE MELTDOWN; Officials Act To Forestall Foreclosures Worries Grow In Political Arena ; Nunez Urges Legislative Session, Schwarzenegger Touts Homeowner Services And Paulson Seeks Breaks On Rates.

In Washington, Sacramento and the Inland Empire -- where 1 of every 43 residences has been subject to foreclosure -- officials Thursday offered money, legislation and ideas to help struggling homeowners stay in their homes and stop what critics charge are predatory lending practi …

HUD Charges Alabama Landlord With Violating Fair Housing Act

WASHINGTON - The U.S. Department of Housing and Urban Development announced today that it has charged Neysa C.

As 2007 Atlantic Hurricane Season Ends, Questions Remain

As the 2007 Atlantic hurricane season officially comes to a close on November 30, NOAA scientists are carefully reviewing a set of dynamic weather patterns that yielded lower-than-expected hurricane activity across the Atlantic Basin.

GOVERNANCE; Investors Fail To Get Broader Powers; The SEC Votes To Let Firms Block Shareholders From Gaining More Say In Board Elections.

Companies will continue to have broad authority to block investors from playing a bigger role in electing members of corporate boards, federal regulators ruled Wednesday.

Chapter 11 Filings In 3rd Quarter Climb 35%

U.S. business bankruptcies rose 35% in the third quarter from a year earlier and are likely to climb further in the current period as the slumping housing market and rising energy prices take a toll, according to a study released Wednesday.

The Nation; U.S. Marks Greenhouse Gas Decline; For The First Time Since 2001, Carbon Emissions Were Less Than The Year Before, The Bush Administration Reports.

The Bush administration reported a small drop in greenhouse gas emissions for the United States last year, the first decline since 2001, but the emissions still represented a sizable increase over the last decade and a half.

Coping with the Housing Slump

Some cities are tightening their belts following the slump in home values, but is that really the solution? Madeleine Brand talks with Zach Adamson about how foreclosures have affected his street in a historic neighborhood of Indianapolis and with John Taylor, President and CEO o …

Fed's Kohn Ignites Stock Market Rally On Rate Cut Hopes; Vice Chair Cites Credit Woes; Unlike Some Colleagues, Monetary Vet Puts Focus On Downside Growth Risks

Dovish comments from a top Fed official Wednesday fueled hopes for more interest rate cuts and rekindled the stock market.

Cloud Over Corn's Moment In Sun; An Ethanol Mandate, Popular In Farm States, Is Seen As Key To Passing An Energy Bill. But Some Democrats Resist It.

With oil prices in record territory, presidential candidates stumping for votes in corn-centric Iowa, and congressional Democrats anxious to pass an energy bill to cut the nation's dependence on Mideast oil, this should be the right moment for ethanol.

Homeowners' Big Question; 'How Low Can We Go?' They Ask Uneasily. A Lot Lower, Experts Say.

No one knows how severe the slump will be, but economists and real estate experts interviewed by The Times, and who were willing to make predictions, said prices could fall 15% to 25% before turning back up. Most said values would continue falling through at least next year, and …

Nonprofit Organizations Are Overcoming Barriers To Serve Rural Homeless People

"The fall issue of Rural Voices illustrates some of the innovative ways rural homeless providers are accessing and using resources," notes Moises Loza, executive director of the Housing Assistance Council, which publishes Rural Voices.

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