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Tax Exempt
Free from tax liability.
Tax Loss Harvesting
This market strategy focuses on selling a portfolio's worst performing security to 1) offset realized capital gains of winning securities, and 2) to reinvest the sale proceeds into securities with a similar investment objective or correlation.
Tax Lot
A tax lot is a record of an opening transaction (e.g. purchase or short sale) in your portfolio. If an order is filled in multiple pieces, called partial fills, the prices will be averaged and will be represented by a single tax lot number. You can have multiple tax lots within a security's overall position. Tax lots are used to facilitate the calculation of gains and losses for tax reporting purposes.
Tax Lot Number
A tax lot number is assigned by Scottrade at the end of the trading day to each completed order. If an order is executed with multiple or partial fills, it will be rolled into a single summarized transaction. When the tax lot number is expanded, the individual orders and order numbers that make up the entire summarized transaction are displayed.
Tax-Equivalent Yield
Pretax yield that a taxable bond would have to pay to equal the tax-free yield of a municipal bond in an investor's tax bracket.
Technical Analysis

Technical analysts track price movements and trading volumes in various securities to identify patterns in the price behavior of particular stocks, mutual funds, commodities, or options in specific market sectors or in the overall financial markets.

The goal is to predict probable, often short-term, price changes in the investments that they study, which allows them to choose an appropriate trading strategy. The speed and accuracy with which the analysts create their tracking charts has been enhanced by the development of increasingly sophisticated software.

Theta

The sensitivity of an option's value to a change in time. The value of theta indicates the change in the option's price for a one-unit reduction in time to expiration. One unit can be measured as one day or one week, with one day being the most common measure.

Example: An option has a theta of 0.25. The option price will decrease by $0.25 for each day we get closer to expiration.
Time Value
The amount an investor is willing to pay above an option's intrinsic value in order to buy and hold that option for the time remaining until the option expires.
Today's Change
The intraday change in a security's market value is often referred to as today's change. Today's Change is typically calculated as the current day's market value - the previous day's market value. To create a virtual trading experience, the Watch Lists table of your account home page calculates Today's Change as the quantity of shares times the dollar change of a security for the most recent trading day. This value represents the total market dollar change in a security for the current trading day.
Total Cost
Is calculated as: (Quantity * Purchase Price) + Commission
Total Cost
Total Cost is calculated as: Total Cost = (Quantity x Purchase Price) + Commission
Total Net Assets
This figure is recorded in millions of dollars and represents the fund's total asset base, net of fees and expenses.
Touchtone
A telephone trading system accessible by dialing 1-800-906-SCOT (7268), 24 hours a day, seven days a week. You can place trades, check real-time quotes and check account activity.
Trade Authorization
A form that allows someone other than the account holder the ability to execute buy and sell transactions on an account. Please note that a person granted trade authorization may not request checks nor do they have the ability to make deposits to the account. Also note that Scottrade does not support Power of Attorney.
Trade Date
Day on which a security or a commodity future trade actually takes place.
Trade Notification Method
Your trade notification method is a selection you make to indicate how you prefer to receive trade notifications. You may choose e-mail notification or no notification at all. If you choose not to receive trade notifications, you can still view your trade history on your confirmation and statement notices. Your trade notifications may be changed at any time by clicking on the My Account tab, and choosing My Information & Preferences. Go to the Account Preferences section to select or change a trade notification method.
Traditional IRA
Personal, tax-deferred retirement account that an employed person can set up. IRA contributions are deductible regardless of income if neither the taxpayer nor the taxpayer's spouse is covered by a qualified plan or trust.
Trailing Stop Order

A trailing stop is a stop order that is set at a fixed percentage or dollar amount below (for a long position) and above (for a short position) the market price. The amount is automatically adjusted as the price of the security fluctuates.

The trailing stop order is designed to let the price of a stock go up indefinitely (in the case of a long position) and close the position when the price falls a set amount, potentially protecting the client from losing profits. Trailing stops can be entered as a sell to protect the downside of a long position, or as a buy to protect a short position.

Transfer and Ship Account
A traditional account where the client places all trades through a live broker. With this type of account, all stock and proceeds from the sale of stock is mailed to the client.
Transparency
Refers to the visibility level of securities holdings within a given portfolio or fund. Generally, the transparency of an index fund will be greater than an actively managed fund. This is due to the fact that holdings within an index fund are openly disclosed and available.
Treasury Bills
Short-term securities with maturities of one year or less issued at a discount from face value.
Treasury Bonds
Long-term debt instruments with maturities of 10 years or longer issued in minimum denominations of $1,000.
Treasury Inflation Protection Securities
Bonds issued by the U.S. Treasury that hedge the purchaser against the impact of inflation by semi-annually increasing the par value of the issue by the amount of inflation. These securities represent a real, inflation-adjusted yield. Because of this the coupon on TIPS is significantly lower than a non-TIP security.
Treasury Notes
Intermediate securities with maturities of 1 to 10 years. Denominations range from $1,000 to $1 million or more. The notes are sold by cash subscription, in exchange for outstanding or maturing government issues, or at auction.
Treasury STRIPS
STRIPS stands for Separate Trading of Registered Interest and Principal of Securities. Strips are a pre-stripped zero coupon bond that is a direct obligation of the U.S. Treasury.
Triangular Moving Average

The Triangular Moving Average is a type of moving average, a popular technical analysis tool that makes it easier to spot price trends by smoothing out price fluctuations that can occur especially in volatile markets.

All moving averages take an average of a set of a security's closing prices over a certain period of time, which can be any amount of time, but is typically a year. They differ in the way they attribute weight to the prices used in the data set.

Triangular Moving Averages take an average of the Simple Moving Average, which gives equal weight to all prices in the data set. This helps reduce price fluctuations in the data even further.

Trust Account
An account in which a fiduciary relationship occurs where a person, called a trustee, holds title to an account for the benefit of another person, called a beneficiary. The agreement that establishes a trust, contains its provisions and sets forth the powers of the trustee is called the trust indenture. The person creating the trust is the grantor or donor.
Turnover

Relates to the frequency with which a money manager is buying and selling securities within a fund portfolio.

High turnover translates into higher trading costs, which fund investors must pay. Low portfolio turnover is better because it lessens the impact of trading and tax related costs.

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