Knowledge Center

  • Traditional IRAs

    Traditional individual retirement accounts (IRAs) allow you to set aside money pre-tax that can grow in your account tax-free until the money is withdrawn, when it will be subject to your normal tax rate.

  • Roth IRAs

    Roth IRAs share some characteristics with traditional nondeductible IRAs, but are different in some important ways. You can make after-tax contributions to a Roth IRA account up to the same annual limits as a traditional IRA.

  • Spousal IRAs

    If your spouse isn't earning income, he or she can open a separate spousal IRA to which you (the income-earning spouse) can contribute. The same contribution limits apply for these accounts as they do for traditional and Roth IRAs.

  • Rollover IRAs

    Rollover IRAs are funded with the assets from an employer-sponsored retirement plan, such as a 401(k) or 403(b).

  • Inherited IRAs

    If you have inherited an individual retirement account (IRA) from a spouse or loved one, you have several different options, depending on your circumstances.

  • SEP IRAs

    If you're self-employed, are the sole employee of a small company, or if your corporation has 25 employees or fewer, a SEP IRA, or Simplified Employee Pension Plan, might be an attractive option.

  • SIMPLE IRAs

    SIMPLEs, or Savings Incentive Match Plans for Employees, are retirement plans that small business owners can open for their employees. Many plans do not have a designated financial institution, so employees may hold their SIMPLE individual retirement account (IRA) at the brokerage of their choice.

  • IRA Comparison Chart

    Need help choosing between a Roth and a traditional IRA? Check out this IRA comparison chart. It can help you understand some of the account features and

Tax Form Mailing Calendar, Electronic Tax Statements, Rollover IRAs, IRA Comparison Chart, Trading Hours, Cost Basis, Stocks, Day Trading, Opening an Account
Featured

The information and content provided in the Scottrade® Knowledge Center is for informational and/or educational purposes only. The information presented or discussed is not, and should not be considered, a recommendation or an offer of, or solicitation of an offer by, Scottrade or its affiliates to buy, sell or hold any security or other financial product or an endorsement or affirmation of any specific investment strategy. You are fully responsible for your investment decisions. Your choice to engage in a particular investment or investment strategy should be based solely on your own research and evaluation of the risks involved, your financial circumstances and your investment objectives. Scottrade, Inc. and its affiliates are not offering or providing, and will not offer or provide, any advice, opinion or recommendation of the suitability, value or profitability of any particular investment or investment strategy.