Identity Theft Schemes
Phishing
Phishing is a scheme that utilizes legitimate looking spam email, pop-up messages, and phony web sites to deceive you into disclosing your personal information. "Phishers" gather personal information such as account numbers, passwords, or even social security numbers to infiltrate your account or open new accounts using your identity.
Ways to Detect Phishing
- A fraudulent email typically communicates a sense of urgency. For example, an email might warn without prior notice that your account will be closed or that your account information needs to be verified.
- A fraudulent email may include an email address that appears to be from a financial company, or any other institution holding your personal or financial information.
Ways to Defend Against Phishing
- Because the threat environment is always changing, it is important to use current security software. Scottrade offers a complimentary one-year subscription to McAfee's VirusScan Plus and SiteAdvisor to help stop phishing, spam and other online threats.
- Do not supply personal information in an email or pop up.
- Beware of call to action emails such as, "Your account will be terminated if you do not update your information."
- Be careful when typing in web site addresses, as some misspellings could send you to phishing sites.
- Use spam detectors to block malicious or fraudulent emails.
- Keep your operating system patched to avoid known software vulnerabilities. If you are running a Windows operating system, enable the automatic Windows updates or download these updates regularly.
- Download the latest version of your internet web browser to ensure that it is updated with the latest security technology.
- If you believe that a company is being misrepresented, contact that company using a trusted telephone number, email address, or website. If you believe that Scottrade has been misrepresented, please call 1-800-619-SAVE or email us at phishing@scottrade.com.