Discuss the 'get a survey' checklist

[MSE Jenny]

This thread is to discuss

The 'get a survey' checklist

The first point of call is read the full House Buying guide. Then this discussion is specifically to talk about feedback and tips on surveys.

If you want to discuss house buying in general, please go to the House Buying Discussion.

If you’ve got a suggestion/tip

Simply click reply and add your suggestion, though its worth scanning down first to check it's not been duplicated.

[katz_f]

I was very pleased to get a quote for £300 for a home buyers survey through one of your recommended comparison sights. However, we've just called our mortgage provider (C&G) to chase our paperwork and they have told us we HAVE to use their surveyor at £850 for a home buyers survey. We're now tempted to have a basic survey to save on costs.

HELP?!

Katie x

[G_M]

they have told us we HAVE to use their surveyor at £850 for a home buyers survey.

Find this very hard to believe. You'll have to pay for thir basic valuation (£100 +?) but for a survey, whether Homebuyers or full structural, it's up to you who you use.

[stokesley]

I agree with G_M - daughter was in same position: she had the compulsory basic valuation with the mortgage provider then shopped around for her own surveyor for the full structural (or whatever it's called this week...).

Don't risk having just the valuation - this is probably the biggest commitment of your life.

[daisymay2008]

Do you have to have a homebuyers report? after the mortgage valuation my father in law will give the property the once over (he is a builder) and I will be happy with this, is that enough?

[G_M]

If you're confident you FIL will spot any problems (and you're happy to sue him if he misses something!!) then no, no need for a survey.

No need for a solicitor/conveyancer either, if you (or your mother in law) think you can do it.