Ultimate Mortgage Calculator

Rate Rises, Mortgages, Remortgages, Overpayments, Fixes and more

Compare Fixed-Rate Mortgages Ditch
Your Fix?
Repay Mortgage with Savings? How Much Can I Borrow?
Basic Mortgage Compare Two Mortgages Overpayment Calculator Offset Mortgage vs Savings
What does this calculator do?
'Offset' mortgages let you save cash in them, cutting the interest you pay. Yet you may be better off using a top savings account. This compares the two...
Mortgage Details
Size of Mortgage £
Remaining mortgage term years
This calculator compares two possible scenarios - you needn't have applied for the products below yet. Just tell us the best possible rates you've found for each.
Normal    Offset
Rate  %    Rate  %
Fee    Fee
Savings Details
Amount
Savings interest rate  %
Tax
 
Regular Savings £
 
How long do you
want to compare over?
years

Assumptions

In order to create these results we have had to make a few assumptions. 1) Interest is charged monthly 2) Interest rate stays the same over the term 3) If you selected 'Interest only', we assume your standard monthly payment doesn't decrease even if you pay off some of the balance

IMPORTANT! Please read

This information is computer generated and relies on certain assumptions, it has only been designed to give a useful general indication of costs.

It's important you always get a specific quote from the lender and double check the price yourself before acting on the information. We cannot accept responsibility for any errors (please report faults above).

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