Home & Energy Grants Find free cash for your home

Search 100s of energy grants and discounts

The Government, energy suppliers and local authorities all provide grants to help you implement energy saving measures. The best place to start is the Government's Energy Saving Trust (EST) which lists most of these grants in one place. Just use its grant search tool or call 0800 512 012 (more info for those in Wales, Scotland and Northern Ireland).

Everyone should try this, here's some inspiration...

"I have been lucky enough to qualify for a brand new boiler. I didn't think I'd meet the criteria but I did, so check and see if you qualify too."

Free insulation for EVERYONE

Cavity wall and loft insulation can slice about �300 off energy bills per year and as part of energy efficiency obligations, energy firms offer serious freebies.

There are currently a load of freebies available which mean everyone, regardless of who your energy supplier is, can get free loft AND cavity wall insulation provided your home's suitable (you get a free survey to find out). Full details in the Free Insulation guide.

URGENT. Up to �3,500 for insulation & heating improvements

The Warm Front scheme is currently undersubscribed, and �30 million-worth of grants could go unclaimed. The deadline for applicants is 31 March. See the Warm Front news story for full info.

One of the main schemes in England is called Warm Front, which gives up to �3,500 to homeowners or those who rent from a private landlord and receive certain benefits.

Find out if you are eligible on the Warm Front website or by calling free on 0800 316 2805. In Scotland the scheme is called the Energy Assistance Package, in Northern Ireland it's Warm Homes, and in Wales it's the Home Energy Efficiency Scheme. One extra tip though:

"I have had several lots of work done with grants, including Warm Front. I can tell you that on each occasion it took about a year from contacting them to getting the work actually done."

Free cash to help pay for utility arrears

As well as grants to make your home more energy efficient, some utility companies also offer help if you have large arrears on your gas, electricity or water bills. Please let us know if you have success with any of these schemes.

Energy

Three providers offer an Energy Trust scheme for their account holders in hardship, to help cover energy arrears and sometimes other essential household items. Essential items are covered by Further Assistance Payments and can include white goods, boiler repairs or funeral costs. Those who live in a home supplied by the provider, but are not account holders, can apply for the Further Assistance Payments only.

You need to complete a full income and expenditure budget sheet along with proof of your income, give details on how your arrears have built up, eg, due to illness or redundancy, and say how the grant will help you. It can take several weeks to process your claim but can give �1,000+ in support.

Links: British Gas Energy Trust / EDF Energy Trust / Npower Energy Fund

For other providers or general advice, Homeheat is a not for profit phone line that gives advice on grants (both for energy arrears and insulation), benefits, reduced tariffs, special payment options and energy saving tips to people struggling to pay their bills and keep warm. You can call 0800 33 66 99 or check the Homeheat for info.

Also see the Cheap Gas & Electricity guide.

Water

The Water UK website has info on all the water company schemes. Help from all providers includes WaterSure (see below), referrals to hardship funds and help in applying for direct payment from benefits (Water Direct).

If you're on a meter and a means tested benefit, and either have three or more children under the age of 19 or someone in the household with a medical condition needing lots of water, you could get help from the WaterSure scheme which caps your bills at the average bill for your area.

Some providers also offer other special tariffs and/or New Start/Restart (name depends on where you live), a scheme that can match payments or write off some of your debt if you enter an arrears payment plan.

Also see the Cut Water Bills guide.

Phone

Some means tested benefits recipients (eg income support, iESA, iJSA and pension credit) can get BT's special basic tariff for �14.40/quarter (rather than per month).

The package includes �4.50 worth of calls to landlines and free weekend calls to 0845 and 0870 numbers up to 60 minutes, although it can be costly after (10.7p a minute, plus 3.1p for each phone call, for normal calls).

The tariff lets you make and receive calls as well as stop certain calls being made, eg, mobile or Premium Rate numbers. You can also call to check your bill amount at any time, or check online, all helping to keep costs down and budget for your bills.

Also see the Cheap Home Phones guide.

Water saving device for Thames Water customers

If you're a customer of Thames Water, you can receive a free showerhead worth around �15 via SaveWaterSaveMoney. There are 25,000 shower heads available on a first-come, first-served basis while stocks last. Other freebies are also up for grabs, including flush bags and water widgets.

SaveWaterSaveMoney tell us that using one of these shower heads could help you save up to �15 a year off your energy bills and a further �15 off your water bill if you're on a meter. MSE Wendy has an aerating shower head at home which saves around 20% of water compared to her previous shower head.

Once ordered, the products should be with you within 28 days. One of each item per household only. Read the Cut Water Bills guide for more tips on slashing costs.

Free water saving gadgets

You can get free water saving products from your water company via SaveWaterSaveMoney. The freebies vary per provider.

The freebies include flush bags, water widgets, shower timers and water audit leaflets. To get them, click on your water provider, select the products you're interested in and click 'order'. You won't be asked for any card details, simply your address.

Terms & conditions may vary per company but they're all limited to one pack per household, and you have to be a customer of the water company to get the freebie. Delivery times vary per offer, but it's usually within 28 days. The offers are ongoing, or while stocks last.

Extra products for Anglian Water customers

Customers of Anglian Water can check to see if they're eligible for a water efficiency check, during which an approved plumber will visit your house, check for any leaks and fit free water efficiency products such as a dual flush for your toilet, tap fittings for your shower and sink and a hose pipe gun.

To qualify you need to be in an water stressed areas and take a quick survey about your water use at home.

Water efficient products for Veolia Water customers

If you are a customer of Veolia Water you can order free and subsidised products to help reduce your water useage.

Free products include two toilet save-a-flush devices, a shower aerator and two tap aerators (reduces the amount of water by mixing it with air) saving over 50 liters of water a day in an average home.

Subsidised products include a water saving shower head and eco kettle.

Help around the home

If you are elderly, disabled or on a low income your local Home Improvement Agency (HIA) may help you to repair, improve, maintain or adapt your home. There are around 300 not for profit, locally based HIAs around the country, that can help in varying ways.

Assistance can include putting together flat pack furniture or looking after your garden. Search for your nearest on the Foundations website (or Care and Repair Cymru in Wales).

Alternatively, independent charity Turn2us has a grant search to help you check for any charities that might be able to help with things like furniture, decorating or bills and household expenses. The grants usually depend on an individual's circumstances, maybe any illnesses or their nationality, occupation, age or income.

Need help in an emergency?

Families on a means tested benefit, such as Income Suport or Pension Credit, may be eligible for a Community Care Grant (which you don't have to pay back) from the government's Social Fund, to help pay for certain items or expenses that would ease exceptional pressure on the family; such as damage to a property or essential furniture you cannot afford.

If you're not eligible for the grant there are a couple of interest free loans (you need to pay these back) available in the scheme; Crisis loans (again for emergencies or disasters, but you don't have to be getting benefits in order to get the loan) and Budgeting loans (for any day-to-day spending).

Demand is extremely high for all Social Fund money at the moment and there isn't a bottomless pot of money, but if you think you qualify and really need the cash ask at your local Job Center.

Fire safety check and alarm

Many local fire stations offer free Home Fire Risk Assessments, to check for potential fire risks and give fire safety advice.

The check will help you plan what to do if a fire starts in your home and you'll usually be given a free smoke alarm if you don't already have one that works.

Find out more on the Fireservice website (or call your local fire service to check if it offers the assessments).

Help adapting your home if you're disabled

A Disabled Facilities Grant is available from your local council to help towards the cost of adapting your home if you, or someone living in your property, is disabled. The grant is for work that is essential to help a disabled person live an independent life. Here's an example...

"I had a disabled facilities grant to remove my bath and put in a level access shower."

Contact the council's housing or environmental health department and ask them to send you an application form before you start work - if work begins before the council's approved your application you won't normally get anything. Find more info on the grant on the Directgov website, as well as your local council's details.

An additional scheme in Wales provided by Care and Repair is the Rapid Response Adaptations Programme which helps with small-scale alterations to your home (such as ramps, alarms or hand rails) with a grant of up to �350. You need to be referred by a health professional so speak to your doctor if you think you might qualify.

Feel safer in your home

Age UK run a free home support scheme for those over 60 with less than �20,000 in savings, to help people feel safer in their homes. This can include installing security equipment, changing locks on doors and windows, and fitting smoke alarms and carbon monoxide detectors.

The scheme is called Handy Van and runs in about 30 areas around the UK. To see if it can help call 0845 026 1055 or send an email.

Local council or housing association grants

There may also be other grants for your home (including for landlords) available from your local council, such as the Home Repair Assistance Grant, or Housing Association (if you are a tenant of one). As councils can offer different funding, search for details on its website or contact them to ask for more information.

To find your local council's details enter your postcode in the DirectGov website. Do be careful to check if there are any restrictions on council grants, as some need you to have lived in the property for a number of years or require you to repay part of the grant if you move within a certain timeframe.

Dorest residents: The Dorset Energy Advice Centre gives Bournemouth, Christchurch, Weymouth, Portland and Purbeck residents aged over 60 and living in Council Tax bands A - D (or all people over 70) free cavity wall and loft insulation.

Somerset West residents: The Centre for Sustainable Energy helps West Somerset, Sedgemoor and Taunton Deane residents with 25% (up to a maximum of �2,500) of the cost of insulating hard to treat homes (eg installation for solid walls, floor insulation and complex loft insulation).

South Essex residents: The Warm and Healthy Homes Partnership has insulation and heating grants for households in receipt of a range of benefits or for those over the age of 70..