Car insurance successes stories

[MSE Archna]

What's this about?

The Cheap Car Insurance System is all about getting the best deal. But for fun, here's a contest to see who across the UK has the ultimate deal. As I write this, the cheapest is �48.

So I thought it'd be interesting to see who else sheared down their car insurance that way. Did you manage it for under �100?

Martin

Update 4 October 2009

After many incremental increases the current record is 96p for fully comp insurance.... as follows.

It's for Barbara Wakerell from Kent.

Policy Price: For Barbara the cheapest was �120.96 from Swinton Insurance for a fully comprenhensive policy, with protected no claims bonus, and including a courtesy car.

Insurer cashback: The company had its own �70 cashback promo on.

Cashback site: She then got a further �50 via using a cashback site.

Full info in the Updated Guide: Cheap Car Insurance

If you get cheap car insurance please report it

[kittykat100]

Using confused.com.. I saved over £180 off my renewal premium. The AA wanted £670 to renew... I haggled and got them down to £612. I then used the tips and used confused.com and got my insurance for £454 from Budget!!
I went back to the AA and they didn't want to know. So good bye AA helllooooo Budget!
Thanks Martin!

[debjones25]

I got mine for �74 from prudential third party
was �174 BUT - �100 quidco =�74

[HairyHatMan]

�89.93 from the Post Office for third party only after �50 postal order cashback.

If only I'd used Quidco too, it'd have been �59.93!

[Annando]

I just renewed mine and got it down to £81 (originally £201) for a full comp with protected NCB (9 years) using the Lloyds Insurance cashback link at quidco.
Last year I got it for £155 (originally £255) through Screensavers and quidco, the renewal they sent us this year was for £234 so a massive saving there!

[MrLew]

Annando,
Like you I renewed mine recently and got it for £164. Originally £284 but £120 cashback from quidco.
Not bad for fully comp. including no claim protection and legal cover.

[drsims]

Mine was £65 with Swiftcover after £50 cashback. My previous insurer quoted me £130

[rose28454]

I Renewed Last March Through Mse With The Post Office And It Was �110.00 Minus �50.00 Cash Back. Total�60.00.
However I Would Say That When My Car Was Stolen In September I Found It Difficult To Get Through To The Right Place To Claim As They Outsource The Claims Part To Another Company.
But You Get What You Pay For And I Was Really Pleased With The Premium.
Next Time I Will Use Quidco As I Used That Inseptember For My House Insurance And Saved �245.00!!!

[jenski]

Originally Posted by debjones25

I got mine for �74 from prudential third party
was �174 BUT - �100 quidco =�74

Who/what is quidco? how do they work to give you money off?

[talkshop]

Originally Posted by kittykat100

got my insurance for £454 from Budget!!

When was £454 below £100 ?

This thread is for people that got insurance for under £100.

[ostoga]

Got mine for �66.60 from Barclays, with their 'beat your renewal quote or match it and give you �50' offer.

(I tried to do the same with my home insurance, but they wouldn't accept my quote because I'd been sent it by email, not on paper. The renewal quote was only �89 - still, it would have been good to insure my house and contents for �39!)

[saurus672]

Just renewed my TPFT insurance on Volvo estate.
Using Quidco & through Lloyds TSB managed to get a years cover for
�28 (yes twenty eight pounds)
Chuffed!

[Shiggaddi]

Got mine for just on the £100 mark (give or take a few quid) from Prudential. This includes the £100 from quidco. I paid with my egg money card, so I got 1% cashback on the premium paid (£200)

I'm sure a female in their 50s, with full no claims for 30 years, driving a 10 year old car in the lowest insurance group, and living in the right postcode area, could possibly end up getting paid to have a 3rd party insurance policy!!

[Rumman]

mine was 451!!!! new driver student, 3rd party fire and theft.

[Rumman]

mine was 451!!!! new driver student, 3rd party fire and theft.

[barnsleyjon]

fully comp for 82 quid! 2 yrs no claims, 1.2 clio
quote from barclays, 148
renewal with bradford & bingley 133
barclays deal, 132 + �50 cash back (got to send them renewal quote from existing insurers) = �82 = happy

[carl3418]

i got my car ins for just �71 with swiftcover after �50 cash back! that is the cheapest ins i have ever had,thanks MSE.

[Annando]

Originally Posted by jenski

Who/what is quidco? how do they work to give you money off?

Quidco is a cashback company. They give you cashback if you buy any kind of product through them. There are various cashback companies around, Quidco, Topcashback, Greasypalm, Linemypocket, Rrpoints Fivers etc... Quidco and Topcashback are usually the ones that pay the most cashback.

Last year I got �175 cashback just for renewing my car and home insurance...this year I hope to get both insurances for under �100 and bag �370 in the process.

The way they work is that you register with them, whenever you want to buy something you use their link (and only theirs) to buy whatever it is you want. You will pay the full price of it, in my case my car insurance quote came to �201. So I paid �201 with my credit card. Quidco traced my transaction and in March I will be able to claim my �120 from them once they have received it from Lloyds.

They list the different cashback amounts for the different companies. And you can get cashback for loads of different things. Opening a bank account, getting a credit card, searching for things in kelkoo or pricerunner, booking holidays, buying plants, furniture, wine, clothes... usual things.

[ellou02]

My colleague had her insurance due, so i offered to check the deals available. Her quote was �160 TF,F&T so I thought a few quid could be saved - was really surprised to get Swiftcover offering �103, and the �50 cashback - making a total of �53 for a year!

I was amazed! Confused.com has always saved money for me and friends, but I've never found anything this cheap!

[Nickydemus]

Thanks Martin, my renewal was �158.
Through confused.com got a quote of �127 from Swiftcover
plus �50 off - total �77 !!
Result eh...
Nicky.